Driving Without Insurance
- 0141 423 7389
- euanrobertsonsolicitors@gmail.com
- The Wedge, 1066 Barrhead Rd, Glasgow G53 5AB, United Kingdom
- Mon – Fri: 09:00am – 17:00pm
If the case goes to court, you could be hit with an unlimited fine and a driving ban.
Road Traffic Act 1988 Section 143: Users of motor vehicles to be insured or secured against third-party risks
A person must not use a motor vehicle on a road or other public place unless there is in force in relation to the use of the vehicle by that person such a policy of insurance or such a security in respect of third party risks as complies with the requirements of this Part of this Act, and
A person must not cause or permit any other person to use a motor vehicle on a road or other public place unless there is in force in relation to the use of the vehicle by that other person such a policy of insurance or such a security in respect of third party risks as complies with the requirements of this Part of this Act
If you are caught driving without insurance otherwise known as S143 Road Traffic Act 1988 you will receive a minimum of 6 points and a fine. The Court has the power to disqualify at its discretion this tends only to be used if you have previous convictions for a similar offence It’s important to note that if you allow someone to drive your car without checking that they are insured either through your own or their own insurance, you can be charged with causing and permitting them to drive with no insurance and subject to the same penalty.
If you are driving in the course of your employment then that is a defence if your employer told you you were insured.
If you are driving under the genuine belief that you are insured then ask for a special reason proof for non endorsation. If successful then you will not receive any points and may be spared a fine. The onus of proof is on the accused.
What are the penalties for driving without insurance?
Penalties include a £300 fine, 6 penalty points, and possible disqualification in severe cases.
Is driving without insurance a criminal offence?
Yes, it is a serious offence in the UK.
Can I be prosecuted if I borrowed an uninsured car?
Yes, both the driver and the car owner can face penalties.
Can I drive someone else’s car with my insurance?
Only if your policy specifically includes cover for driving other vehicles.
What happens if I am caught without insurance?
Your vehicle can be seized, fined, and potentially destroyed if insurance isn’t obtained.
How can I prove I have valid insurance?
You can show your insurance certificate or provide policy details to authorities.There may also be an argument called special reasons for non-endoresement.
Can I challenge a driving without insurance penalty?
Yes, if you can prove valid insurance or a legitimate error occurred.
Does driving without insurance affect future premiums?
Yes, it often results in significantly higher insurance premiums.
Can I insure my car after being caught uninsured?
Yes, but it may be more expensive due to your conviction.
What is the minimum insurance required by law?
Third-party insurance is the legal minimum required in the UK.
With over 30 years of experience Euan can advise and represent you to obtain the best possible outcome. Depending upon the evidence in each individual case, he will assess with you the evidence and advise you whether you should be going to trial or tendering a plea of guilty.
